ACCOUNTS
Hilltop Bank offers a variety of personal accounts because we believe YOU deserve the right services. Our goal is to get to know you and your individual needs, listen carefully, and suggest products that will help you succeed.

PERSONAL CHECKING ACCOUNTS
E-Z CHECKING
A simple, no frills, no charge checking account with no minimum balance requirements or monthly maintenance fees.
Monthly Service Fee
N/A
Balance Required to
Waive Monthly Fee
N/A
Unlimited check writing
No-charge Hilltop Bank
VISA debit cards
No-charge Hilltop Bank
online banking
SNAPSHOT CHECKING
A checking account that
provides the benefit of check images included with monthly statements.
Monthly Service Fee
$5.00
Balance Required to
Waive Monthly Fee
$500 minimum daily
Checking balance
or
$1,000 minimum daily
Savings balance
Unlimited check writing
No-charge Hilltop Bank
VISA debit cards
No-charge Hilltop Bank
online banking
Check and deposit slip images
included on monthly
Snapshot statement
PREMIER SNAPSHOT
CHECKING
Our premier checking account
which includes check images
as well as a competitive
variable interest rate
Monthly Service Fee
$10.00
Balance Required to
Waive Monthly Fee
$1,000 minimum daily
Checking balance
or
$1,500 minimum daily
Savings balance
Unlimited check writing
No-charge Hilltop Bank
VISA debit cards
No-charge Hilltop Bank
online banking
Check and deposit slip images
included on monthly
Snapshot statement
Competitive rate of interest paid
on daily account balance
FREEDOM 50 CHECKING
An account designed
especially for our customers
over 50 years of age.
Monthly Service Fee
N/A (if over 50 years old)
Balance Required to
Waive Monthly Fee
No minimum balance*
*Customer must be 50 years
or older to qualify
Unlimited check writing
No-charge Hilltop Bank
online banking
Check and deposit slip images
included on monthly Snapshot statement
Competitive rate of interest paid
on daily account balance
Other services include:
no-charge bank logo personal checks, cashier’s checks, money orders, and more!

PERSONAL SAVINGS ACCOUNTS
MONEY MARKET SAVINGS
A convenient savings account
paying a competitive
variable rate of interest while
still allowing easy access to
your money.
Monthly Service Fee
$2.00 (waived with a
$100 minimum balance)
Minimum Opening Deposit
$100.00
No-charge Hilltop Bank
ATM cards
Limited check writing
(limit 6 checks from
savings per month)
Suitable for use as
overdraft protection for a
Hilltop personal checking
account
LOONEY TUNES
KIDS SAVINGS
A special savings account
designed especially for our
customers under 18.
Monthly Service Fee
N/A
Minimum Opening Deposit
$100.00
No-charge Hilltop Bank
ATM cards
Limited check writing
(limit 6 checks from
savings per month)
Suitable for use as
overdraft protection for a
Hilltop personal checking
account
HEALTH SAVINGS
ACCOUNTS (HSA)
A unique savings solution for
those with high deductible
health insurance plans.
Monthly Service Fee
$3.00
Minimum Opening Deposit
$100.00
No-charge Hilltop Bank
VISA debit cards for
easy access to funds
Unlimited check writing
FDIC INSURED TIME
DEPOSITS
Put your money to work! Earn
a higher rate of interest with a
Hilltop Bank
certificate of deposit.
Monthly Service Fee
N/A
Minimum Opening Deposit
$100.00

SAFE DEPOSIT BOXES
Offering protection and security you can’t get anywhere else, and at nominal cost, safe deposit boxes store valuables, such as bonds, certificates, wills, social security cards, army and pension papers, contracts, jewelry, and much more.