ACCOUNTS

Hilltop Bank offers a variety of personal accounts because we believe YOU deserve the right services. Our goal is to get to know you and your individual needs, listen carefully, and suggest products that will help you succeed.

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PERSONAL CHECKING ACCOUNTS

E-Z CHECKING

A simple, no frills, no charge checking account with no minimum balance requirements or monthly maintenance fees.

Monthly Service Fee
N/A

Balance Required to
Waive Monthly Fee
N/A

Unlimited check writing

No-charge Hilltop Bank
VISA debit cards

No-charge Hilltop Bank
online banking

Minimum Opening Deposit
$100.00

SNAPSHOT CHECKING

A checking account that
provides the benefit of check images included with monthly statements.

Monthly Service Fee
$5.00

Balance Required to
Waive Monthly Fee
$500 minimum daily
Checking balance
or
$1,000 minimum daily
Savings balance

Unlimited check writing

No-charge Hilltop Bank
VISA debit cards

No-charge Hilltop Bank
online banking

Check and deposit slip images
included on monthly
Snapshot statement

Minimum Opening Deposit
$100.00

PREMIER SNAPSHOT
CHECKING

Our premier checking account
which includes check images
as well as a competitive
variable interest rate

Monthly Service Fee
$10.00

Balance Required to
Waive Monthly Fee
$1,000 minimum daily
Checking balance
or
$1,500 minimum daily
Savings balance

Unlimited check writing

No-charge Hilltop Bank
VISA debit cards

No-charge Hilltop Bank
online banking

Check and deposit slip images
included on monthly
Snapshot statement

Competitive rate of interest paid
on daily account balance

Minimum Opening Deposit
$100.00

FREEDOM 50 CHECKING

An account designed
especially for our customers
over 50 years of age.

Monthly Service Fee
N/A (if over 50 years old)

Balance Required to
Waive Monthly Fee
No minimum balance*
*Customer must be 50 years
or older to qualify

Unlimited check writing

No-charge Hilltop Bank
online banking

Check and deposit slip images
included on monthly Snapshot statement

Competitive rate of interest paid
on daily account balance

Other services include:
no-charge bank logo personal checks, cashier’s checks, money orders, and more!

Minimum Opening Deposit
$100.00

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PERSONAL SAVINGS ACCOUNTS

MONEY MARKET SAVINGS

A convenient savings account
paying a competitive
variable rate of interest while
still allowing easy access to
your money.

Monthly Service Fee
$2.00 (waived with a
$100 minimum balance)

Minimum Opening Deposit
$100.00

No-charge Hilltop Bank
ATM cards

Suitable for use as
overdraft protection for a
Hilltop personal checking
account

LOONEY TUNES
KIDS SAVINGS

A special savings account
designed especially for our
customers under 18.

Monthly Service Fee
N/A

Minimum Opening Deposit
$5.00

No-charge Hilltop Bank
ATM cards

Suitable for use as
overdraft protection for a
Hilltop personal checking
account

HEALTH SAVINGS
ACCOUNTS (HSA)

A unique savings solution for
those with high deductible
health insurance plans.

Monthly Service Fee
$3.00

Minimum Opening Deposit
$100.00

No-charge Hilltop Bank
VISA debit cards for
easy access to funds

Unlimited check writing

CERTIFICATE OF
DEPOSIT (CD)

Put your money to work! Earn
a higher rate of interest with a
Hilltop Bank
certificate of deposit.

Monthly Service Fee
N/A

Minimum Opening Deposit
$1,000.00

 

CD Terms Available

- 31 day

- 60 day

- 91 day

- 182 day

- 12 month

- 18 month

- 24 month

- 30 month

- 48 month

- 60 month

- 72 month

ROUNDUP SAVINGS

Any of these accounts can roundup! Each time you make a purchase with your Hilltop Bank debit card, we round that purchase up to the nearest dollar amount and automatically deposit that extra amount into your savings. Click here for more information.

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SAFE DEPOSIT BOXES

Offering protection and security you can’t get anywhere else, and at nominal cost, safe deposit boxes store valuables, such as bonds, certificates, wills, social security cards, army and pension papers, contracts, jewelry, and much more.