Hilltop Bank was founded in 1964 and the Trust and Financial Services Department was chartered in 1984. The Bank is 100% locally owned by the True family. Over the past 30 years, our department has grown from one employee to a full staff of 18 and over $1 billion in assets. We attribute our growth over the past several years to our philosophy and commitment to our clients as well as to our community.
We provide investment management services for a variety of clients and account types—endowment funds for non-profit organizations, investment management accounts for individuals and businesses, trusts and estates, ERISA retirement plans, and individual retirement accounts.

Kevyn Morgareidge, CTFA, CFIRS
Senior Vice President
Kevyn began working in the Trust and Financial Service field in 1997 and started with Hilltop Bank's Trust Department in 2007. She has been the department manager since 2013 and manages all types of accounts.
- Canyon College - BS Finance
- Certified Trust and Fiduciary Advisor (CTFA)
- Certified Fiduciary Investment & Risk Specialist (CFIRS)
- Cannon Financial Honor Graduate - Retirement Planning Services
- Blue Envelope Health Fund Board Member
- Member of Central Wyoming Estate Planning Council
- Member of Reveille Rotary

Sharon Darr, CRSP, AFIM
Vice President
Sharon has been with Hilltop Bank since 2004 and in the Trust and Investment field for over 24 years. She manages various client relationships with a primary focus on ERISA plans.
- University of Denver, BS in Business Administration
- Certified Retirement Services Professional (CRSP)
- Accredited Fiduciary Investment Manager (AFIM)
- Chartered Financial Analyst (CFA) Passed Level 1

Jennifer Rohrer, CTFA, AFIM
Vice President - Senior Officer
Jennifer has been with Hilltop Bank since 2004 and in the Trust and Investment field since 1997. She manages investment portfolios and is responsible for the administration of more complex trusts and estates.
- Northeastern University of Illinois
- Accredited Fiduciary Investment Manager (AFIM)
- Certified Trust and Fiduciary Advisor (CTFA)
- Board Member of the Central Wyoming Estate Planning Council
- Board Member of Central Wyoming Senior Services

Cassie Shogren, CFP®, CTFA
Assistant Vice President
Cassie began her career in Trust services at Hilltop Bank in 2004. She manages various account types, and as a CERTIFIED FINANCIAL PLANNER™ professional, Cassie has expertise with financial planning, investments, estate planning, and retirement.
- Colorado State University – BS Merchandising Business
- Certified Trust and Fiduciary Advisor (CTFA)
- Vice Chair of the Wyoming Dementia Care Board
- Member of the Central Wyoming Estate Planning Council

Randall B. Carnahan, JD, MPA, CTFA
Vice President
Randy joined Hilltop’s Trust Department in 2015. As a former private practice attorney, a significant portion of his time was focused on estate planning and trust administration. Randy is responsible for the administration of Personal and Mineral Trusts, Estates, and manages investment portfolios.
- Chadron State College, BS in Criminal Justice
- Chadron State College, BS in Psychology
- University of Arizona, Master of Public Administration
- University of Wyoming College of Law, J.D.
- Certified Trust and Fiduciary Advisor (CTFA)
- Member of the Central Wyoming Estate Planning Council

Christian Jorgensen, JD, CFA
Vice President - Investment Strategist
Christian began his career at Hilltop Bank in 2021, following private practice as a corporate attorney for real estate private equity clients. Christian is responsible for investment research and portfolio management for non-profits and foundation endowments.
- University of Michigan Law School, J.D., cum laude
- Western Washington University, B.A. in Business Administration with a concentration in Finance, Minor in Economics, cum laude
- Member of the Central Wyoming Estate Planning Council
- Member of the Colorado Bar Association
- Member of the Wyoming Bar Association

Taylor Webb, CFP®
Assistant Vice President
Taylor joined Hilltop’s Trust Department in 2018. She is responsible for the administration and investment management of agency accounts and IRAs.
- University of Wyoming, MS in Finance
- University of Wyoming, BS in Finance, Minor in Banking and Financial Institutions.
- Member of the Central Wyoming Estate Planning Council
- Board Member of the United Way of Natrona County

Kate Maxwell, CTFA
Assistant Vice President
Kate joined the Hilltop Trust Department in 2010. She manages various account types but primarily works with Trusts, investment agencies, and IRAs.
- Western Wyoming Community College, AS in Office Information Systems
- Certified Trust and Fiduciary Advisor (CTFA)
- Board Member of the Central Wyoming Estate Planning Council
- Board Secretary for the Central Wyoming Senior Services

Erin McNicoll, JD, CTFA
Assistant Vice President
Erin began her career at Hilltop in 2021 but has been a Trust Officer since 2014. Erin's areas of expertise are trust and estate administration.
- University of Wyoming College of Law, J.D.
- Mount Holyoke College, B.A. Politics, Minor in History, cum laude
- Certified Trust and Fiduciary Advisor (CTFA)
- Member of the Central Wyoming Estate Planning Council
- Member of the Wyoming and District of Columbia Bar Associations
SERVICE | EXCELLENCE | COMMITMENT
from Hilltop Bank Wealth Management
We believe YOU are a unique individual.
We promise to welcome you sincerely, treat you with dignity, and thank you for choosing us.
We will have at least annual individual communication with each account.
We will host at least one client seminar annually focusing on various current and prospective client needs.
We believe YOU deserve the right services.
We promise to listen carefully and suggest products that will help you succeed.
We will strive to direct each client to the proper person as quickly as possible.
We will recommend financial services that help each client meet their goals.
We will offer a wide variety of current investment products to enable clients to meet their investment goals.
We believe YOU have high expectations.
We promise to maintain your accounts in an accurate and confidential manner.
We will respond to your requests promptly and thoroughly.
We will provide accurate monthly client statements by the 10th of each month.
We will return all telephone calls the same business day.
We will answer the telephone within three rings.
We believe YOU are the reason we are here.
We promise to keep improving our service because we value your confidence and loyalty.
We will ensure there is always an officer present in the department.
We will provide product knowledge training at least annually for all of our co-workers.