ABOUT THE DEPARTMENT

Hilltop Bank was founded in 1964 and the Trust and Financial Services Department was chartered in 1984. The Bank is 100% locally owned by the True family. Over the past 30 years, our department has grown from one employee to a full staff of 18 and over $1 billion in assets. We attribute our growth over the past several years to our philosophy and commitment to our clients as well as to our community.

We provide investment management services for a variety of clients and account types—endowment funds for non-profit organizations, investment management accounts for individuals and businesses, trusts and estates, ERISA retirement plans, and individual retirement accounts.

MEET THE TEAM

Kevyn Morgareidge

Kevyn Morgareidge, CTFA, CFIRS
Senior Vice President
(307) 577-3573 | kevyn.m@hilltop.bank

Kevyn has 23 years of experience in Trust and Financial services, 12 of which have been at Hilltop Bank. She manages various client relationships including individual investment accounts, Trusts, Estates, and IRAs. She has been manager of the Trust Department since 2013.

  • Canyon College - BS Finance
  • Certified Trust and Financial Advisor (CTFA)
  • Certified Fiduciary Investment & Risk Specialist (CFIRS)
  • Cannon Financial Honor Graduate-Retirement Planning Services
  • Blue Envelope Health Fund Board Member
  • President Elect Reveille Rotary
  • Member of Central Wyoming Estate Planning Council
Linda Johnston

Linda Johnston, CSOP
Vice President, Trust Operations Manager
(307) 577-3472 | linda.johnston@hilltop.bank

Linda has been with Hilltop Bank for 16 years. She manages the Trust Operations Department and Employee Benefit Recordkeeping.

  • The Institute of Certified Bankers – Certified Securities Operations Professional (CSOP)
Sharon Darr

Sharon Darr, AFIM
Vice President
(307) 577-3461 | sharon.darr@hilltop.bank

Sharon has been with Hilltop Bank for 15 years, and in the Trust and Investment field for close to 23 years. She manages various client relationships which include portfolio management for individuals, Foundations, and ERISA accounts. Additionally, she conducts due diligence on mutual funds for the Bank’s Preferred Funds list and
purchases the fixed income for the department.

  • University of Denver, BS in Business Administration
  • Accredited Fiduciary Investment Manager (AFIM)
  • Certified Retirement Services Professional (CRSP)
  • Chartered Financial Analyst (CFA) Passed Level 1
Gary Pehrson

Gary Pehrson, CRSP
Vice President
(307) 577-3462 | gary.pehrson@hilltop.bank

Gary has been with Hilltop Bank for 15 years. He manages ERISA retirement plans, investment portfolios for individuals and IRAs.

  • Brigham Young University – BS Business Management, Finance; Minors in Accounting and Economics
  • American Bankers Association, National Graduate Employee Benefit School – Northwestern University
  • American Bankers Association, National Trust School – Northwestern University
  • The Institute of Certified Bankers - Certified Retirement Services Professional (CRSP)
  • Western Pension & Benefits Council
  • Member of Casper Rotary Club
Jennifer Rohrer

Jennifer Rohrer, CTFA, AFIM
Vice President
(307) 577-3467 | jennifer.rohrer@hilltop.bank

Jennifer has been with Hilltop Bank for 15 years, and in the Trust and Investment field for 21 years. She manages investment portfolios for individuals and Foundations. Additionally, she is responsible for the administration of more complex accounts including Personal Trusts, Estates, and IRAs.

  • Northeastern University of Illinois
  • Accredited Fiduciary Investment Manager (AFIM)
  • Certified Trust & Financial Advisor (CTFA)
  • Past President of the Central Wyoming Estate Planning Council
  • Past President of the Central Wyoming Senior Center
  • President of the Accounting and Financial Women’s Alliance
Cassie Shogren

Cassie Shogren, CTFA
Assistant Vice President
(307) 577-3543 | cassie.shogren@hilltop.bank

Cassie has 15 years of experience in Trust and Financial services. She manages various account types but primarily works with trusts and personal investment agencies.

  • Colorado State University – BS Merchandising Business
  • Certified Trust and Financial Advisor (CTFA)
  • Board Secretary for Wyoming Dementia Care
  • Member of the Central Wyoming Estate Planning Council
Randall B. Carnahan

Randall B. Carnahan, JD, MPA
Vice President
(307) 577-3492 | randall.carnahan@hilltop.bank

Randy is responsible for the administration and investment management of Personal Trusts, Estates, Agency accounts, and IRAs. As a former private practice attorney, a significant portion of his time was focused on estate planning and trust administration.

  • Chadron State College, BS in Criminal Justice
  • Chadron State College, BS in Psychology
  • University of Arizona, Master of Public Administration
  • University of Wyoming College of Law, J.D.
  • Certified Trust and Financial Advisor (CTFA)
  • Member of the Central Wyoming Estate Planning Council
Kate Maxwell

Kate Maxwell
Trust Officer
(307) 577-3571 | kate.maxwell@hilltop.bank

Kate is responsible for the administration and investment management
of Personal Trusts, Estates, Agency accounts, and IRAs.

  • Western Wyoming Community College, AS in Office Information Systems
  • Cannon Financial Trust School Graduate
  • Board President for Central Wyoming Estate Planning Council
  • Board Secretary for the Accounting and Financial Women’s Alliance
Diane Bessert

Diane Bessert, FSS, LUTCF
Trust Officer
(307) 577-3460 | diane.bessert@hilltop.bank

Diane has worked with individuals, families, and businesses to help them achieve their financial goals for over 30 years. She works primarily with ERISA retirement plans and Irrevocable Life Insurance Trusts as well as individual investment portfolios.

  • University of Denver – BS Business Administration
  • Financial Services Specialist (FSS)
  • Life Underwriting Training Council Fellow (LUTCF)
  • Past State President of National Association of Insurance and Financial Advisors (NAIFA)
  • Vice President of Central Wyoming Estate Planning Council
  • Member of Five Trails Rotary

SERVICE | EXCELLENCE | COMMITMENT

from the Hilltop Bank Trust Department

We believe YOU are a unique individual.

We promise to welcome you sincerely, treat you with dignity, and thank you for choosing us.

We will have at least annual individual communication with each account.

We will host at least one client seminar annually focusing on various current and prospective client needs.

We believe YOU deserve the right services.

We promise to listen carefully and suggest products that will help you succeed.

We will strive to direct each client to the proper person as quickly as possible.

We will recommend financial services that help each client meet their goals.

We will offer a wide variety of current investment products to enable clients to meet their investment goals.

We believe YOU have high expectations.

We promise to maintain your accounts in an accurate and confidential manner.
We will respond to your requests promptly and thoroughly.

We will provide accurate monthly client statements by the 10th of each month.

We will return all telephone calls the same business day.

We will answer the telephone within three rings.

We believe YOU are the reason we are here.

We promise to keep improving our service because we value your confidence and loyalty.

We will ensure there is always an officer present in the department.

We will provide product knowledge training at least annually for all of our co-workers.

TRUST PRODUCTS ARE NOT FDIC INSURED, HAVE NO BANK GUARANTEE, AND MAY LOSE VALUE.