ABOUT THE DEPARTMENT

Hilltop Bank was founded in 1964 and the Trust and Financial Services Department was chartered in 1984. The Bank is 100% locally owned by the True family. Over the past 30 years, our department has grown from one employee to a full staff of 18 and over $1 billion in assets. We attribute our growth over the past several years to our philosophy and commitment to our clients as well as to our community.

We provide investment management services for a variety of clients and account types—endowment funds for non-profit organizations, investment management accounts for individuals and businesses, trusts and estates, ERISA retirement plans, and individual retirement accounts.

MEET THE TEAM

Kevyn Morgareidge

Kevyn Morgareidge, CTFA, CFIRS
Senior Vice President, Trust Manager
(307) 577-3573 | kevyn.m@hilltop.bank

Kevyn joined Hilltop Bank in 2007 and has 21 years of experience in Trust and Financial Services. She has been managing the Trust Department since 2013. In addition, she is responsible for managing various client relationships.

  • Bachelor of Science Degree in Finance
  • Certified Trust and Financial Advisor (CTFA)
  • Certified Fiduciary Investment & Risk Specialist (CFIRS)
  • Honors Graduate Cannon Financial Retirement Planning Services
  • Member Blue Envelope Health Fund Board
  • Member Reveille Rotary Board
Linda Johnston

Linda Johnston, CSOP
Vice President, Trust Operations Manager
(307) 577-3472 | linda.johnston@hilltop.bank

Linda has been with Hilltop Bank for 16 years. She manages the Trust Operations Department and oversees the compliance area. She previously was the Retirement Plan Recordkeeping Manager and has extensive employee benefit experience.

  • The Institute of Certified Bankers–Certified Securities
    Operations Professional (CSOP)
Sharon Darr

Sharon Darr, AFIM
Vice President and Trust Officer
(307) 577-3461 | sharon.darr@hilltop.bank

Sharon joined Hilltop Bank in 2004 and has 21 years of experience in Trust and Financial Services. She manages various client relationships which include portfolio management for individuals, Foundations, and ERISA accounts. Additionally, she conducts due diligence and research on mutual funds, purchases the fixed income for the department, and provides economic updates to the Board of Directors.

  • University of Denver, BS in Business Administration
  • Accredited Fiduciary Investment Manager (AFIM)
  • Certified Trust and Financial Advisor (CTFA)
  • Certified Retirement Services Professional (CRSP)
  • Passed Level 1 Chartered Financial Analyst (CFA)
  • Member of CFA Society of Colorado
Gary Pehrson

Gary Pehrson, CRSP
Vice President and Trust Officer
(307) 577-3462 | gary.pehrson@hilltop.bank

Gary joined Hilltop Bank in 2004 and has 35 years of experience in Trust and Financial Services. He is primarily responsible for managing ERISA accounts and IRAs. His work includes preparing plan documents, employee communications, investments, recordkeeping, ERISA and DOL compliance and tax filings.

  • Brigham Young University, BS Business Management, Finance; Minors in Accounting and Economics
  • The Institute of Certified Bankers—Certified Retirement Services Professional (CRSP)
  • American Bankers Association, National Trust School–Northwestern University
  • Western Pension & Benefits Council
  • Casper Rotary Club
Jennifer Rohrer

Jennifer Rohrer, CTFA, AFIM
Vice President, Personal Trusts
(307) 577-3467 | jennifer.rohrer@hilltop.bank

Jennifer joined Hilltop Bank in 2004 and has 21 years of experience in Trust and Financial Services. She customizes and manages investment portfolios for individuals and Foundations. Additionally, she is responsible for the administration of more complex accounts including Personal Trusts and Estates.

  • Northeastern University of Illinois
  • Accredited Fiduciary Investment Manager (AFIM)
  • Certified Trust & Financial Advisor (CTFA)
  • Past President of the Central Wyoming Estate Planning Council
  • Board President of the Central Wyoming Senior Center
  • Vice President of the Accounting and Financial Women’s Alliance
Cassie Shogren

Cassie Shogren, CTFA
Assistant Vice President, Personal Trusts
(307) 577-3543 | cassie.shogren@hilltop.bank

Cassie joined Hilltop Bank in 2004 and has 14 years of experience in Trust and Financial Services. She manages various account types, but primarily works with Trusts, investment agencies and IRAs. She also works with several custody cash management accounts. She is currently working toward earning her AFIM designation.

  • Colorado State University – BS Merchandising Business
  • Certified Trust and Financial Advisor (CTFA)
  • Wyoming Dementia Care Board Member
  • Member of the Central Wyoming Estate Planning Council
Randall B. Carnahan

Randall B. Carnahan, JD, MPA
Assistant Vice President, Personal Trusts
(307) 577-3492 | randall.carnahan@hilltop.bank

Randy joined Hilltop Bank in 2015. He has over 16 years of legal experience and is primarily responsible for the administration and investment management of Personal Trusts, Estates, Agency accounts, and IRAs. As a former private practice attorney, a significant portion of his time was focused on estate planning and trust administration. He is currently pursuing his Certified Trust and Financial Advisor Designation (CTFA).

  • University of Wyoming College of Law, J.D.
  • University of Arizona, Master of Public Administration
  • Chadron State College, BA in Criminal Justice
  • Chadron State College, BA in Psychology
  • Member of the Central Wyoming Estate Planning Council
Kate Maxwell

Kate Maxwell
Trust Officer, Personal Trusts
(307) 577-3571 | kate.maxwell@hilltop.bank

Kate joined Hilltop Bank in 2010 and has 10 years of experience in Trust and Financial Services. She primarily manages individual investment portfolios for agency accounts and IRAs. She also works with various Trusts and is in pursuit of her Certified Trust and Financial Advisor Designation (CTFA).

  • Western Wyoming Community College, AS in Office Information Systems
  • Graduate Cannon Financial Trust School
  • Board President for Central Wyoming Estate Planning Council
  • Board Secretary for the Accounting and Financial Women’s Alliance
Diane Bessert

Diane Bessert, FSS, LUTCF
Trust Officer
(307) 577-3460 | diane.bessert@hilltop.bank

Diane joined Hilltop Bank in 2016. She has worked with individuals, families, and businesses to help them achieve their financial goals for over 30 years. She works primarily with individual investment portfolios, irrevocable life insurance trusts, and ERISA accounts. She is currently pursuing her Certified Financial Planner (CFP) Designation.

  • University of Denver, BS Business Administration
  • Financial Services Specialist (FSS)
  • Life Underwriting Training Council Fellow (LUTCF)
  • Five Trails Rotary Club
  • Past State President of National Association of Insurance and Financial Advisors (NAIFA)
  • Vice President of Central Wyoming Estate Planning Council

SERVICE | EXCELLENCE | COMMITMENT

from the Hilltop Bank Trust Department

We believe YOU are a unique individual.

We promise to welcome you sincerely, treat you with dignity, and thank you for choosing us.

We will have at least annual individual communication with each account.

We will host at least one client seminar annually focusing on various current and prospective client needs.

We believe YOU deserve the right services.

We promise to listen carefully and suggest products that will help you succeed.

We will strive to direct each client to the proper person as quickly as possible.

We will recommend financial services that help each client meet their goals.

We will offer a wide variety of current investment products to enable clients to meet their investment goals.

We believe YOU have high expectations.

We promise to maintain your accounts in an accurate and confidential manner.
We will respond to your requests promptly and thoroughly.

We will provide accurate monthly client statements by the 10th of each month.

We will return all telephone calls the same business day.

We will answer the telephone within three rings.

We believe YOU are the reason we are here.

We promise to keep improving our service because we value your confidence and loyalty.

We will ensure there is always an officer present in the department.

We will provide product knowledge training at least annually for all of our co-workers.

TRUST PRODUCTS ARE NOT FDIC INSURED, HAVE NO BANK GUARANTEE, AND MAY LOSE VALUE.