Business

Business

We know that financing a home is a big decision. Our mortgage team is here to help guide you through the process and find the right loan for your unique situation.

For more information, please call us at (307) 577-3536 or email us at mortgages@hilltop.bank

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CONVENTIONAL

Conventional mortgage loans are a great option for borrowers who are purchasing a primary residence, second home, or investment property. They offer a variety of terms, ranging anywhere from 10-30 years, with down payment options starting at 3%. Conventional loans are not insured or guaranteed by the government (such as FHA, VA, and USDA).

Autumn park natural landscape. Golden leaves foliage on trees in front of road in village at late Autumn

FHA

FHA mortgage loans are backed by the government and are a great option for borrowers who are looking for a low down payment option and less stringent credit requirements compared to a conventional loan.

Panorama American flag flying from a front porch of a house in a long receding row of urban properties on a quiet street

VA

VA mortgage loans are backed by the U.S. Department of Veterans Affairs and designed for veterans or active duty service members (additional requirements may apply). Because the loan is guaranteed by VA, a down payment is not required.

Family on the porch of their new first home.

WCDA

WCDA assists low-to-moderate income buyers to purchase a primary residence with low-interest rate financing along with down payment assistance programs. WCDA is a great option for both first-time and non-first-time homebuyers. WCDA loans are serviced in Casper, WY.